Chennai: TVS Credit Services Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025.
As per the TVS Credit Q3FY26 performance update, the company recorded a 21% growth in disbursements during the nine-month period compared to the same period last year, while Profit After Tax (PAT) rose 22% year-on-year to ₹658 crore.
For the nine months ended December 2025, TVS Credit reported a total income of ₹5,351 crore, reflecting an 8% growth over 9M FY25.
The company’s steady financial performance was supported by calibrated growth, diversified lending, and sustained customer demand across product categories.
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TVS Credit Q3FY26 Financial Performance Highlights
During TVS Credit Q3FY26, the company’s Assets Under Management (AUM) stood at ₹29,678 crore as of December 2025, registering a 9% increase compared to December 2024.
- Total income for the quarter reached ₹1,870 crore, up 9% year-on-year.
- Profit Before Tax (PBT) for Q3 FY26 stood at ₹370 crore, reflecting a 15% growth over Q3 FY25, while Net Profit After Tax increased 13% year-on-year to ₹272 crore.
TVS Credit Q3FY26: Strong Growth Across Nine-Month Period
For the nine months ended December 2025, TVS Credit reported PBT of ₹890 crore, marking a 23% growth compared to the corresponding period last year.
- Net Profit After Tax for 9M FY26 stood at ₹658 crore, up 22% year-on-year, underlining the company’s consistent earnings momentum.
- AUM remained at ₹29,678 crore, while total income for the nine-month period stood at ₹5,351 crore, reflecting an 8% growth over 9M FY25.
Also Read: KPIT Q3FY26 Earnings: Revenue Touches $181 Million as EBITDA Grows 6.8% YoY
Demand Momentum and Customer Expansion in TVS Credit Q3FY26
In Q3 FY26, TVS Credit continued to witness healthy growth in disbursements, supported by positive customer sentiment following GST 2.0 implementation and a low-inflation environment.
Strong festive season demand contributed to increased sales, deeper market penetration, and enhanced market share across lending segments.
The company maintained a focus on risk-calibrated growth, building a diversified loan book while expanding product offerings, scaling distribution, and improving customer experience and operational efficiency.
During the nine-month period, TVS Credit disbursed loans to over 41 lakh new customers, taking its total customer base to nearly 2.3 crore.
Technology-Led Focus Going Forward
TVS Credit stated that it will continue to leverage technology and innovation to drive digital transformation, deepen customer relationships, and maintain robust risk management practices as it pursues sustainable growth.
